As survivors of consumer fraud and a legal system that failed them, I believe we can make a difference by helping these two FL Seniors who lost everything.
Blessings to all who have given thus far --please continue to share their GoFundMe link.
A Partnership in Spiritual Awareness
CJ Heck: Published Author, Writer and Poet
Robert Cosmar: Published Author, Writer, Astrologer
I think I’ve mentioned before, this is my first and only encounter with a GoFundMe fundraiser. It’s been interesting, to say the least, and while it could someday be a life-changer, it’s something I know I never want to need again...
On one hand, I’m thrilled with the response we’ve gotten. We’ll be eternally grateful to the many wonderful people who have shared their kindness and generosity and blessed us with donations –some of them, three and even four times. They cared enough to want to help and that feels good.
On the other hand, I’m embarrassed and not just a little frustrated, because I feel I’m being a pest every time either of us puts the GoFundMe link ‘out there’ on Facebook, LinkedIn, Twitter, etc.,
Thing is, Bob and I know, the quicker we hit our GoFundMe goal, the faster we can stop bombarding everyone daily with the link. Until finally, we can put the fundraiser behind us. It sure won’t make us wealthy by any stretch of the imagination, but it will help us get back on our feet –-and not be so worried about being homeless.
A large part of my own frustration comes from being a writer and having, for instance, writer’s block. I’m running out of fresh ideas. I’m constantly searching, wracking my brain for things to say and new ways to say them so people understand just how important this fundraiser is to us. Maybe if I can write one thought in a new and unique way, those who haven’t donated yet, will.
So, if you’re reading this, that’s good. Now that I have your attention, read our story and make a donation. Help us get to the light at the end of the tunnel.
Thank you for your kind consideration.
Stay healthy, be happy.
CJ
Robert and CJ are senior citizens, 69 and 71, on a fixed income. Instead of enjoying their golden years together, they are starting all over again. CJ is a Vietnam War widow. Her first husband was a combat medic, KIA 1969, and awarded seven medals posthumously.
Their problems began with a situation that could have been avoided, had sales personnel at an RV dealership been people-centered and honest, rather than only money-focused and predatory.
In July 2018, they sold their house, car, and furnishings in Florida to realize a long-time dream of retiring and being full-time RVers. They looked forward to visiting their four children and eleven grandchildren up north, traveling the country, and enjoying retirement together.
They didn’t have a lot of money, so they combed the Internet for months, searching for a used Class A motorhome that was affordable and big enough to be comfortable living and traveling in.
At an RV dealership in Winter Garden FL, they found a one-owner, used 2000 Class A 39’ Safari Zanzibar Diesel pusher motorhome with very low mileage (33,000). It looked perfect for them from photos on their website. They drove to Winter Garden to see the motorhome and loved it.
Brand new to RVing, they asked the dealership to have their mechanics check everything carefully and to inform them of possible problems, or safety issues. If there were any, they would look at other used Class A motorhomes.
They were assured everything checked out fine. Naïve and trusting, they didn’t know to get everything in writing —what did the mechanics and service department actually check out?
They settled on a price of $33,750 plus a two-year extended warranty, for $7,200. After selling the house and paying cash for the RV and warranty, it left them with a small slush fund in the bank for travel, fuel, visiting family, and an occasional repair.
Their problems began the first day of ownership. No matter where they went, they ended up in RV repair shops. That meant campgrounds while waiting for parts and motels when repairs were being done.
So far, they’ve paid over $18,000 just in repairs not covered by the extended warranty, or State Farm Insurance. Add to that the unplanned campgrounds, motels, and at times, a rental car.
Throughout the entire two years of ownership, they’ve exhausted every avenue to recover their money from the RV dealership who sold them the motorhome. They have come to realize the dealership only cared about making a sale, nothing else --certainly not two naïve senior citizens.
They reached out to numerous consumer fraud attorneys, the Florida Bar Association, Legal Aid, senior law students at Florida law schools, Florida State Senators Rubio and Scott, 3rd District Congressman Ted Yoho, Orlando Channel 9 TV investigative reporter, Todd Urlich, State Farm Claims Department, the extended warranty company, and a Law Professor in Fort Lauderdale.
The Law Professor was the most helpful and the most honest. He told them they would never find an attorney who would go after the dealership. It would be impossible to prove consumer fraud under the laws in place in Florida under the current administration.
“Unless you have proof in writing of consumer fraud, judges most often side with the business. It would be long and drawn-out litigation and very expensive. If they were to lose, they would be ordered to pay their own legal fees as well as those of the business.”
When they drove the RV off the lot, Florida law considered it to be theirs, problems and all. He further suggested they forget the dealership, sell the motor home, get what they can out of it, and get on with the rest of their life.
With nothing in writing to prove consumer fraud, they had no choice but to put it behind them and sell the RV. “Live and learn”, yes, but that’s easier said than done.
To make a long story shorter, they thought they had sold the RV, but the buyer brought a mechanic with him to go over it thoroughly. After seeing his report, their prospective buyer walked away.
7. Motor for electric entry steps has blown. ($300 to $400)
8. Because a new roof is needed, the ceiling on inside of coach is leaking in several places. This is due to a lot of rain over the past couple of weeks in Central Florida. (See #6)
***Interestingly, most of the problems the mechanic found would have taken years to fall into that state of disrepair. These problems should have been disclosed to Bob and CJ upfront by the RV dealership so they could have looked at other RVs, as requested. That is Consumer Fraud.
The mechanic further told Robert and CJ their RV is a safety nightmare and not to drive it.
“Have it repaired, have it towed to a junkyard, but under no circumstances should you drive it on the road.”
They had no money left for towing, or for further repairs. So, with hazard lights blinking, they limped to a campground where they are now, broken down with numerous critical repairs they can’t afford to fix.
Essentially they are stranded. If a hurricane comes, they will not be able to evacuate in their RV which is not drivable now.
The State of Florida prides itself on not allowing its senior citizens to be taken advantage of. Sadly, they have fallen through a huge crack in that theory. They are broke, bewildered, and almost homeless, living in a campground in a broken-down RV.
In their words:
“You really get to know someone when you share living in “a box” for two years. You either grow closer, or you don’t. There is no in-between. We are happy we have each other.”
Last year, I had the pleasure of meeting Robert Cosmar and CJ Heck, a very sweet senior couple, who are stranded in Florida in the midst of hurricane season.
For a state that prides itself on not allowing its senior citizens to be taken advantage of, Bob and CJ have fallen through a huge crack in that theory. They are survivors of consumer fraud and a legal system that failed them at every turn.
Please read their story and help by sharing it wherever you can. They don’t want any other seniors to go through what they did.
Let’s help right a wrong with kindness and generosity, one person at a time. Join me and make a contribution today. Let's do what we can to help so they can truly move forward again.
Thank you.
Most sincerely yours,
Tony Martinez
(Antonio C. Martinez II)
![]() |
The Key |
![]() |
Unknown |
![]() |
One Eyed Bandit |
“Solid Astrologer and writer, knows his craft …”
--John Townley [Astrologer/Author]
“I sometimes wish, even hope, people could feel what I feel when I see, hear, and read any work from Robert Cosmar and CJ Heck. Man! It's orgasmic.”
–Will Davis
Hi CJ -- Thank you for your gifts today as conveyed through your most eloquent and provocative words in "A Beautiful Soul". After reading the post, your blog captured me and did not let go. I was blown away by all the deeply resonant, rich and meaningful content. It was a great escape!
--Kevin M. Norris (Published Writer/Personal Trainer)
“Robert Cosmar is a gifted individual. If the evolution of the Human race were in his hands, we'd already be there! I read his writings almost daily and they never disappoint. In fact, many times they actually change my life for the better. If honesty, intelligence, spiritual truth and competence are your needs, I recommend Robert Cosmar...”
--Duffy Doherty (Owner, Aqua Spa and Pool)
“Robert Cosmar’s whispers are authentic and really make one think and live from within the "heart", true to inner self and heart-related feelings. His writings create a great challenge to look "inside” and discover true self.”
--Sunil Srivastava (Doctor/Mahanagar)
“I have read several of Robert's books and follow his blog. His straight forward way of communication is needed in our society. We have had enough of candy-coated, greed induced spiritual teachers. The information he shares comes from his heart and will assist you at any point of your journey.”
--Wanda Lawson (Owner/Spiritual Writer/Author)
“Robert is an inspiration to many. He has amazing energy and writes with honesty and integrity, which flows with ease and commitment. Many people admire him for his humor, wit, and spontaneous energy. Please check out his wisdom in the many things he shares.” --White Elk Medicine Woman
“I would highly recommend Robert, his passionate work, and book to all those who are at the point in their lives where they are looking for answers, guidance, and direction, as the energy shift is causing many of us to be experiencing so many 'alien' feelings, emotions, physical and spiritual changes.” --Jen-Irishu. (Author)
“Robert's views into spirituality and self-actualization are inspiring to anyone attempting to map their personal journey. Robert's many talents prepare him in a diversity of fields and he always delivers his best.”
--Denise M. Wilbanks (Blogger, The Huffington Post)
“Very few people have the ability to put into words true spiritual understanding the way Robert does. Not only do I respect Robert, I respect those who understand what he is saying.” --Danny Wink (Practitioner, Emotional Freedom Techniques)
“Robert has a gift for writing, so that readers come away with greater understanding and a yearning for more of his insightful work. He pays attention to detail, and yet is warm and enthusiastic with his clients.” --Joanne Uppendahl (Writer/Editor/Astrologer)